Michigan Car Accident Lawyers
At The Fierberg National Law Group, we understand the physical, emotional, and financial toll that a car accident can take on individuals and families. Whether the accident was a result of drunk driving, reckless driving, or any other form of negligence on the road, our team of experienced attorneys is here to provide you with the support, guidance, and legal expertise you need during this challenging time.
Why Choose Us as Your Car Accident Lawyer in Michigan?
- Expert Legal Advice: Our attorneys possess in-depth knowledge of Michigan’s traffic laws and have a proven track record in car accident cases.
- Personalized Attention: We understand that each car accident is unique. Our team provides personalized legal strategies tailored to your specific situation.
- No Win, No Fee Commitment: We operate on a contingency fee basis, meaning you pay nothing unless we win your case.
- 24/7 Availability: Accidents don’t wait, and neither do we. Our team is available around the clock whenever you need it.
Navigating Michigan No-Fault Auto Laws
Navigating car and vehicle accident laws in Michigan can be overwhelming due to the no-fault policies in place. Michigan’s no-fault auto insurance laws are designed to provide prompt payment of compensation for medical expenses, lost wages, and other benefits to victims of auto accidents without determining fault. However, navigating these laws can be tricky because each case can vary drastically from one another.
Personal Injury Protection (PIP): Under Michigan’s no-fault laws, Personal Injury Protection covers medical expenses, lost wages, and replacement services regardless of who caused the accident.
Property Protection Insurance (PPI): This coverage pays up to $1 million for damage your car does in Michigan to other people’s property, such as buildings and fences.
Residual Liability Insurance: This protects you if you are sued for causing an accident that results in serious injury, death, or property damage.
Medical Coverage Choices: Michigan law allows drivers to choose different levels of medical coverage when purchasing auto insurance. This choice can impact the cost of the policy and the level of benefits in the event of an accident.
Limited Property Damage Liability: Known as the “mini-tort” provision, this allows for a small claim (up to $3,000 after July 1, 2020) to cover certain accident-related expenses in situations where the other driver is at fault.
Order of Priority for Claims: The law sets an order of priority that determines which insurer is responsible for paying no-fault benefits. This depends on various factors like whether the injured person is an occupant of a vehicle, a pedestrian, etc.
No-Fault Reform: Michigan underwent significant no-fault auto insurance reform in 2020. Changes included new options for PIP coverage, adjustments in how medical providers are paid for treating auto accident victims, and new consumer protections.
Fee Schedule: The reform introduced a fee schedule for medical providers treating auto accident victims, which has impacted the rates charged for these services.
Non-Residents: Non-residents injured in a Michigan auto accident may also be eligible for certain benefits under Michigan’s no-fault laws.
Lawsuits Under No-Fault: While the no-fault system limits the ability to sue, lawsuits are still possible in cases involving severe injury, death, or disfigurement.
It’s important to note that while these points provide an overview, the specifics of each case can vary, and the laws are subject to change. Consulting with a legal professional for detailed advice and current information is recommended.