Hazed & Excused - Liability: InvestigateTV looks at the complex structure of protections national Greek organizations have created to protect themselves from the legal and financial liability of hazing, binge drinking and sexual assaults. Those incidents have led to injuries and deaths at their local chapters - tragedies often stemming from traditions fraternity executives have long known were risky. One attorney who’s worked on wrongful death cases, TFNLG attorney Douglas Fierberg, calls the entire structure a scam against fraternity members because the undergraduates are forced to pay for liability insurance that ultimately doesn’t protect them when something bad happens. The InvestigateTV team dives into the insurance systems and guidelines set up by dozens of national fraternities and shows also how the insurance premiums have become an asset and source of income for them and also shares the tragic story of a former fraternity member who’s still suffering the effects of a brutal hazing incident from half a decade ago.